CreditRe Risk Strategies Group, LLC (CRSG) brings 47 years of debt-related protection experience to the table and is an industry leader in program development, implementation, actuarial consulting and risk transfer solutions for all debt-related protection products. CRSG’s experience is built upon our work with lenders, insurers, reinsurers, auto dealers and other vendors to develop and implement payment protection and risk transfer solutions for debt cancellation and debt suspension agreements, GAP and other debt waiver contracts, vehicle and cell phone contracts, and all credit related insurance.

CRSG through its affiliates, CreditRe and The Financial Group, dedicates 100% of its efforts to the development and administration of Debt Protection (“DP”) products positioning themselves to be a leading provider of product knowledge, program development, systems design, and administration to their customers. We now have a product distribution channel inclusive of 1,100 active lender-client relationships.

Our Capabilities

• Ability to customize the coverage by line of business, tailor specific products for new versus existing loans, and modify existing contracts
• Web based application for product sales and management
• Web based sales application
• Risk analysis of contract features or benefits
• Risk transfer strategies
• Comprehensive management reporting
• Monthly fee reconciliation
• Claims adjudication and payment
• Assistance in developing marketing materials
• Annual program review
• Development of historical or projected benefit costs to facilitate product pricing
• Risk analysis of contract features or benefits
• Risk management solutions in product design to mitigate adverse selection
• Risk transfer strategies

We understand the issues you face in today’s DP market and the solutions you need. Together we deliver the premier suite of DP pricing and actuarial services, program development, quoting and sales application, online data management capability, electronic web sales capability, administration and risk transfer services in the DP industry.

We provide protection for any entity that enters into a contractual promise to cover a monthly payment obligation on the part of a borrower or customer, including lenders, product retailers and marketers, and service providers.